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保证金贷款利率

保证金贷款利率

对保证金贷款收取的利息
查看举例


在计算利率时,请记住IBKR使用基于以下等级的混合利率。例如,对超过一百万美元的余额,第一个10万 万按第一级利率收取,其余90万按第二级利率,等等。在确定报价价差时,IBKR将采用设定基准利率或如果基准利率低于0则采用0利率。

IBKR按日累计利息并在下一个月的第三个工作日公布月实际利息。

利息计算所基于的等级可能会在无事先通知客户的情况下发生变化。此类调整会周期性进行,旨在适用货币汇率的变化。


预测保证金贷款的利息

输入余额
定价方案:
IBKR Pro版 IBKR Lite版

计算混合利率

BM = 基准利率

币种 等级 适用利率—IBKR Pro版 适用利率—IBKR Lite版
美元 0 ≤ 100,000 1.59% (BM + 1.5%) 2.59% (BM + 2.5%)
100,000 ≤ 1,000,000 1.09% (BM + 1%) 2.59% (BM + 2.5%)
1,000,000 ≤ 3,000,000 0.75% (BM + 0.5%)1 2.59% (BM + 2.5%)
3,000,000 ≤ 200,000,000 0.75% (BM + 0.3%)1 2.59% (BM + 2.5%)
> 200,000,000 0.75% (BM + 0.3%) 1,2 2.59% (BM + 2.5%)
澳元 0 ≤ 140,000 1.518% (BM + 1.5%) 2.518% (BM + 2.5%)
140,000 ≤ 1,400,000 1.018% (BM + 1%) 2.518% (BM + 2.5%)
1,400,000 ≤ 140,000,000 0.518% (BM + 0.5%) 2.518% (BM + 2.5%)
> 140,000,000 0.518% (BM + 0.5%) 2 2.518% (BM + 2.5%)
加元 0 ≤ 140,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
140,000 ≤ 1,400,000 1% (BM + 1%) 2.5% (BM + 2.5%)
1,400,000 ≤ 140,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 140,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
瑞士法郎 0 ≤ 100,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
100,000 ≤ 1,000,000 1% (BM + 1%) 2.5% (BM + 2.5%)
1,000,000 ≤ 200,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 200,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
离岸人民币 0 ≤ 625,000 7.131% (BM + 5%) 8.131% (BM + 6%)
625,000 ≤ 6,250,000 7.131% (BM + 5%) 8.131% (BM + 6%)
6,250,000 ≤ 125,000,000 7.131% (BM + 5%) 8.131% (BM + 6%)
> 125,000,000 7.131% (BM + 5%) 2 8.131% (BM + 6%)
捷克克朗 0 ≤ 400,000,000 3.109% (BM + 3%) 4.109% (BM + 4%)
> 400,000,000 3.109% (BM + 3%) 2 4.109% (BM + 4%)
丹麦克朗 0 ≤ 120,000,000 3% (BM + 3%) 4% (BM + 4%)
> 120,000,000 3% (BM + 3%) 2 4% (BM + 4%)
欧元 0 ≤ 100,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
100,000 ≤ 1,000,000 1% (BM + 1%) 2.5% (BM + 2.5%)
1,000,000 ≤ 150,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 150,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
英镑 0 ≤ 80,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
80,000 ≤ 800,000 1% (BM + 1%) 2.5% (BM + 2.5%)
800,000 ≤ 160,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 160,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
港币 0 ≤ 780,000 2.559% (BM + 2.5%) 3.559% (BM + 3.5%)
780,000 ≤ 7,800,000 2.059% (BM + 2%) 3.559% (BM + 3.5%)
7,800,000 ≤ 780,000,000 1.559% (BM + 1.5%) 3.559% (BM + 3.5%)
> 780,000,000 1.559% (BM + 1.5%) 2 3.559% (BM + 3.5%)
匈牙利福林 0 ≤ 4,500,000,000 5.506% (BM + 5%) 6.506% (BM + 6%)
> 4,500,000,000 5.506% (BM + 5%) 2 6.506% (BM + 6%)
以色列谢克尔 0 ≤ 80,000,000 5.114% (BM + 5%) 6.114% (BM + 6%)
> 80,000,000 5.114% (BM + 5%) 2 6.114% (BM + 6%)
印度卢比 全部 12.1% (BM + 3%) 13.1% (BM + 4%)
日元 0 ≤ 11,000,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
11,000,000 ≤ 110,000,000 1% (BM + 1%) 2.5% (BM + 2.5%)
110,000,000 ≤ 20,000,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 20,000,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
韩元 0 ≤ 120,000,000 2.5% (BM + 2%) 3.5% (BM + 3%)
120,000,000 ≤ 1,200,000,000 2% (BM + 1.5%) 3.5% (BM + 3%)
1,200,000,000 ≤ 24,000,000,000 1.5% (BM + 1%) 3.5% (BM + 3%)
> 24,000,000,000 1.5% (BM + 1%) 2 3.5% (BM + 3%)
墨西哥比索 0 ≤ 1,900,000 7.213% (BM + 3%) 8.213% (BM + 4%)
1,900,000 ≤ 19,000,000 6.213% (BM + 2%) 8.213% (BM + 4%)
19,000,000 ≤ 1,900,000,000 5.713% (BM + 1.5%) 8.213% (BM + 4%)
> 1,900,000,000 5.713% (BM + 1.5%) 2 8.213% (BM + 4%)
挪威克朗 0 ≤ 850,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
850,000 ≤ 8,500,000 1% (BM + 1%) 2.5% (BM + 2.5%)
8,500,000 ≤ 850,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 850,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
新西兰元 0 ≤ 150,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
150,000 ≤ 1,500,000 1% (BM + 1%) 2.5% (BM + 2.5%)
1,500,000 ≤ 150,000,000 0.75% (BM + 0.75%) 2.5% (BM + 2.5%)
> 150,000,000 0.75% (BM + 0.75%) 2 2.5% (BM + 2.5%)
波兰兹罗提 0 ≤ 70,000,000 3.072% (BM + 3%) 4.072% (BM + 4%)
> 70,000,000 4.072% (BM + 4%) 2 4.072% (BM + 4%)
俄罗斯卢布 0 ≤ 660,000,000 8.886% (BM + 5%) 9.886% (BM + 6%)
> 660,000,000 8.886% (BM + 5%) 2 9.886% (BM + 6%)
瑞典克朗 0 ≤ 850,000 1.5% (BM + 1.5%) 2.5% (BM + 2.5%)
850,000 ≤ 8,500,000 1% (BM + 1%) 2.5% (BM + 2.5%)
8,500,000 ≤ 850,000,000 0.5% (BM + 0.5%) 2.5% (BM + 2.5%)
> 850,000,000 0.5% (BM + 0.5%) 2 2.5% (BM + 2.5%)
新加坡元 0 ≤ 150,000 1.553% (BM + 1.5%) 2.553% (BM + 2.5%)
150,000 ≤ 1,500,000 1.053% (BM + 1%) 2.553% (BM + 2.5%)
1,500,000 ≤ 150,000,000 0.553% (BM + 0.5%) 2.553% (BM + 2.5%)
> 150,000,000 0.553% (BM + 0.5%) 2 2.553% (BM + 2.5%)
土耳其里拉 0 ≤ 60,000,000 15.44% (BM + 5%) 16.44% (BM + 6%)
> 60,000,000 15.44% (BM + 5%) 2 16.44% (BM + 6%)
南非兰特 0 ≤ 1,500,000 5.906% (BM + 1.5%) 6.906% (BM + 2.5%)
1,500,000 ≤ 15,000,000 5.406% (BM + 1%) 6.906% (BM + 2.5%)
15,000,000 ≤ 1,500,000,000 5.156% (BM + 0.75%) 6.906% (BM + 2.5%)
> 1,500,000,000 5.156% (BM + 0.75%) 2 6.906% (BM + 2.5%)

  1. 美元保证金贷款最低利率为0.75%。利率可能会发生变化。
  2. 如果没有预先安排融资,可能会向高出部分收取1%的附加费用。
披露
  1. 净资产小于100,000美元(或等值)的账户中大于10,000美元(或等值)的贷方余额将以比例计息。对于持有负利率货币的贷方余额的账户,若余额大于100,000美元(或等值),则账户将适用负利率,但余额若小于100,000美元(或等值),则不会被收取负利率。